latinosbehindthelens.com http://www.latinosbehindthelens.com My WordPress Blog Wed, 26 Jun 2019 19:06:34 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.2 New Apartments Bought For A Loan Is Underway http://www.latinosbehindthelens.com/new-apartments-bought-for-a-loan-is-underway/ http://www.latinosbehindthelens.com/new-apartments-bought-for-a-loan-is-underway/#respond Wed, 26 Jun 2019 19:06:34 +0000 http://www.latinosbehindthelens.com/new-apartments-bought-for-a-loan-is-underway/ Continue Reading "New Apartments Bought For A Loan Is Underway"

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For several years now there has been growing interest in new apartments purchased for loans. This is in a sense a phenomenon and an unprecedented situation, especially since real estate prices in some cities have increased by 10% year on year. Nevertheless, the interest of buyers is not falling.

 

Trends in housing prices

sold house

Homes are getting more expensive, but in the last dozen or so months it has become very visible. There are such cities, where in comparison year-on-year, the prices on average increased by 10%, and the record-makers raised prices by almost one-fifth. This is mainly due to rising land prices, and therefore one should not count on a slowdown in the trend. It is true that some economists warn that such a rise in prices is not justified, but at the same time they admit that with such a high demand, certainly this trend will not reverse.

 

Trends in housing loans

Trends in housing loans

Analysts look a little differently at the bank. These, of course, are also aware of the increase in housing prices, but, unlike developers, they do not look at the future through pink glasses and credit applications on the verge of profitability tend to be rejected. For now, however, you can not talk about any avalanches, but the prices of mortgages are falling. This apparent contradiction can be explained by changes in the regulations from a few years ago. Now there is no chance of credit for those who have not accumulated at least 10-15, and sometimes 25% of their own contribution. Thus, the risk is lower for the bank, therefore, in order to maintain credit liquidity, the margin decreases. Another thing is that this situation is unhealthy for everyone in the long run, but for now it is as it is.

 

A bit of panic and false hopes

Developers are largely responsible for the whole situation. These encourage you to buy new apartments for rent. And even pale that an ordinary apartment in a new block of flats is almost always called an apartment, although nothing is connected with it outside of the price. Buyers are more tempted by 7% profit annually. In this calculation, however, no one takes into account the cost of credit, which ultimately significantly reduces the attractiveness of the project. It is false hopes that stimulate interest in this form of investment.

Panic is mainly about people who are looking for apartments for themselves. Developers are happy to report “last homes and flats” and often write that the place ends. In fact, only dear land ends, and cheap land is still unused, but information prospectuses are silent. For the past few years, being scandalized by the ever-closer end of the golden age of construction, investors are buying more apartments, not often looking at prices in other locations.

house loan

It would be appropriate to add a word of warning at the end. The fact that loans are cheap today does not mean that they will always be like that. Because they have a variable interest rate, and we are probably ending a non-inflationary period, it should be assumed that the loan will go up, and the flat will lose value – the oversupply is quite significant and the latter last often stand empty for several years. Therefore, do not act nervously, but rather more cautiously than usual.

 

Credit information for people who intend to buy their first apartment.

EasyMoney cooperates with many banks and loan brokers in order to provide our clients with comprehensive services in the field of assistance in obtaining the best mortgage loan to finance the purchase of new apartments. We provide completely free and comprehensive assistance related to the formalities accompanying the conclusion of mortgage loan agreements. We provide support independently, objectively, adjusting the conditions to the individual situation of the client and his needs.

 

EasyMoney provides free help in the process of getting a mortgage loan:

  • We have special offers of banks with whom we cooperate in granting loans.
  • We have mortgage offers without commissions and additional fees.
  • Attractive promotional offers for housing loans with individually negotiated price terms.

By choosing a mortgage from our offer, you can use a program that provides support to specialized experts throughout the loan granting procedure, which will help prepare a set of documents required by banks for the purchase of a selected flat / commercial premises.

A cheap mortgage for a dream apartment is a good financing. For more information on the current mortgage offer, please visit the their website / housing loans.

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Cash loan. EO Bank Loan And Loan http://www.latinosbehindthelens.com/cash-loan-eo-bank-loan-and-loan/ http://www.latinosbehindthelens.com/cash-loan-eo-bank-loan-and-loan/#respond Tue, 25 Jun 2019 20:55:33 +0000 http://www.latinosbehindthelens.com/cash-loan-eo-bank-loan-and-loan/ Continue Reading "Cash loan. EO Bank Loan And Loan"

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EO Bank cash loan even in one day up to PLN 120,000 with minimum formalities, and a EO Bank internet loan up to PLN 20,000 on maximum simplified procedures, without the requirement to provide income documents and up to PLN 50,000 upon submission of an account statement. Are you looking for a loan over the Internet up to PLN 20,000? Do you need a cheap but very good cash loan of up to PLN 120,000? We have a proposal for you! A cash loan “Rent” or a loan via the Internet EO Bank is an offer that will make you dream about holiday travels, renovation of a flat and a well-equipped new kitchen. If you want to have a new receiver, home cinema system, turntable, car or any other valuable thing, take a promotional cash loan “Rent”. Taking a EO Bank loan online, you can radically change the interior of the apartment and experience luxury. Buy an engagement ring, propose, get married and arrange a wedding for EO Bank money.

Thanks to the offer prepared by EO Bank, you can count on a quick cash loan with a much lower interest rate than before. So if you are planning a vacation, a vacation, an apartment renovation or waiting for you to buy new furniture or a gift for the First Holy Communion, it is worth applying for a cash loan at EO Bank. There is no simpler way to quickly rebuild your home budget than a EO Bank loan (EO Bank Internet loan). Currently, banks are more accommodating to clients and do not require as many formalities as last year.

 

Loans based on PIT-11 or PIT-40 in EO Bank

Loans based on PIT-11 or PIT-40 in EO Bank

In EO Bank, you can get a cash loan based on the PIT-11 or PIT-40 form issued by the employer. This is a significant simplification in the process of applying for a loan. The bank does not require any other documents confirming the amount of earnings. On the basis of PIT-11 or PIT-40, you can get both a cash loan and a consolidation loan, as well as repair and automotive loan.

The “PIT Loan” offer can be used by persons employed on the basis of an employment contract for an indefinite period or in the form of a managerial contract. The supplied PIT-11 or PIT-40 must include a minimum of the last 3 months of 2018. All credit parameters offered as part of this offer are standard. The loan up to PLN 120,000 is granted for a period of up to 108 months. Similarly to last year, it is enough to apply for a EO Bank cash loan, make an appointment by phone and bring to the EO Bank branch the last PIT-11 or PIT-40 form issued by the employer for 2018.

 

The EO Bank cash loan is a lot of fun to you

The EO Bank cash loan is a lot of fun to you

  • The loan amount up to PLN 120,000,
  • Without unnecessary formalities,
  • Quick credit decision,
  • The loan period is up to 108 months,
  • Convenience – one lower installment and one payment period,
  • Attractive interest rate,
  • The minimum number of documents required,
  • The possibility of beneficial life insurance and job loss.

 

Cash loan without income statements in EO Bank

Cash loan without income statements in EO Bank

Cash loan without Internet income claims in EO Bank from PLN 500 to PLN 20,000 with transfer to the account even in 15 minutes. Currently, EO Bank grants loans online without certificates from PLN 500 to PLN 20,000, and the initial credit decision is issued even in 15 minutes. If you need extra cash, take a quick EO Bank online loan – quickly, conveniently, simply, professionally and always on attractive terms. There is a PROMOTION in EO Bank !! Up to PLN 4,000 online loans with an interest rate of 0% up to 36 months and a EUR 500 cash loan in the promotion of a PLN 500 bonus for anyone who will take a cash loan in EO Bank from 15,000. PLN to 120 thousand zł. Order a super extra cash injection via the Internet at EO Bank.

 

Cash loan with an attractive EO Bank interest rate

A cash loan with an attractive interest rate of up to PLN 120,000, on preferential terms “Rent” in EO Bank, you can take up to PLN 10,000 for any purpose, and repay the loan to 84 installments. If you suddenly need extra cash, take a EO Bank cash loan! The bank will quickly and professionally grant you credit on attractive terms. The promotion consists in reducing the total cost of the loan by half as compared to the standard offer of “Rent”.

 

A consolidation loan up to PLN 150,000 in EO Bank

A consolidation loan up to PLN 150,000 in EO Bank

EO Bank consolidation loan – convert several installments into one low one! Diagnosis: up to 150,000 PLN of consolidation loans, additional cash for you without increasing the amount of installments. Initial verification of the Customer’s creditworthiness provided by a EO Bank Call Center employee based on data provided by the Customer during a telephone conversation, which will take place immediately after filling out and sending the EO Bank consolidation loan application.

For the saints and those a bit less – a surprisingly good cash loan  for any purpose in EO Bank. Cash loan you want! EO Bank loan calculator will appear after clicking the “submit application” button. Up to PLN 120,000 for any purpose with a guarantee of a fixed interest rate. Check EO Bank loan interest rate, EO Bank credit as proof, EO Bank loan loan, EO Bank credit requirements, EO Bank credit feedback – positive feedback from EO Bank clients Clym Yeobright, who took a EO Bank cash loan. Cash for you in EO Bank – Cash up to PLN 120,000 and PLN 0 commission for early repayment. Fast credit decision! A simple EO Bank loan application.

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A Quick Alternative To A Bank Loan http://www.latinosbehindthelens.com/a-quick-alternative-to-a-bank-loan/ http://www.latinosbehindthelens.com/a-quick-alternative-to-a-bank-loan/#respond Sat, 08 Jun 2019 19:03:35 +0000 http://www.latinosbehindthelens.com/a-quick-alternative-to-a-bank-loan/ Continue Reading "A Quick Alternative To A Bank Loan"

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A quick cash injection from time to time is needed for everyone. In such a situation, you can not always count on a bank – granting a loan is conditional on meeting many requirements, besides, the procedures in banks are time-consuming. Fortunately, there are alternative solutions in the form of express non-bank loans.

Quick non-bank loans with low amounts – usually up to PLN 2,000 PLN – are referred to as payday loans. Among their characteristic features, mention should be made of the short repayment period – on average, from 2 weeks to a month, availability on the spot and maximum simplified formalities. Most often, such loans are granted on presentation of an identity card. No income or security certificates are required. A momentary is a short-term commitment and serves to meet current needs. Its name, moreover, suggests that it is money “borrowed for a moment”.

 

Non-bank loans online

Non-bank loans online

 

Another fast way to raise cash on the non-bank financial services market is an online loan. The option to take advantage of this option offers the majority of loan companies present on the Polish market. The advantage of this solution is the settlement of formalities by electronic means. Complete the special application posted on the loan company website. The decision is made within a dozen or so minutes – if it is positive, the money is immediately transferred to the customer’s account. Individuals who use online loans for the first time should have scanned documents confirming their identity.

 

Loans for text messages

Loans for text messages

Another loan for loans is an express alternative to bank loans. These types of financial products can also be found in the assortment of the majority of loan companies. It should be noted, however, that this is a service available to those customers who have already borrowed in a given company. The company therefore has their data, and also knows whether they are reliable in performing contracts. To receive a loan for text messages, you must send an SMS to the appropriate number with information about the amount and the repayment date.

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How Much Is A Pound Worth http://www.latinosbehindthelens.com/how-much-is-a-pound-worth/ http://www.latinosbehindthelens.com/how-much-is-a-pound-worth/#respond Thu, 09 May 2019 01:56:01 +0000 http://www.latinosbehindthelens.com/how-much-is-a-pound-worth/ Continue Reading "How Much Is A Pound Worth"

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Have you just returned from England and want to change the pounds left over from the trip? Or, furthermore, are you going to leave and do you want to make some liquid stock? Or maybe you are a Forex investor and would like to be able to carefully monitor how much a pound is worth? Whatever your need, be aware that following the evolution of the exchange rate between the euro and the pound (or other currencies) is very simple. Let’s see how together.

 

What is the pound?

To try to find the best way to understand how much a pound is worth, we begin to remember that the British pound is the currency that is used throughout the United Kingdom . His name – an element that is not well known to most – derives from the fact that in the original language his name derives from ” pound of sterling silver “, or the quantity equal to one pound of pure silver (92.5% of silver and 7 , 5% copper, for the alloy called – precisely – sterling silver) to which its value was linked. Hence the peculiarity: in English we speak of “pound”, leaving instead the reference to sterling; in Italy the term “lira” is omitted, equivalent to pound, to speak only of “sterling”.

 

Banknotes and coins

Having introduced the above, we also recall that the system of banknotes and coins is certainly simpler than that provided by the euro area, given that the pounds are divided into only four denominations: 5, 10, 20 and 50 denominations.

The banknotes are of increasing dimensions and of gray (5), orange (10), violet (20) and red (50) colors. On the front there is always Queen Elizabeth II, while on the back we find – respectively – Elizabeth Fry, Charles Darwin, Edward Elgar and John Houblon.

Euros bank

The coins refer instead to the pound, 1 pound. The only sub-multiple of the pound is the penny, or pence (singular), whose value is 100 per pound.

 

How much is the pound sterling listed?

Trying to understand how much a pound is worth is very simple. It is in fact sufficient to consult the pages of the main economic and financial newspapers, where the punctual exchange rates of the previous day are represented with respect to the other main exchange currencies.

However, there is also a much more efficient way to get sterling quotes: use the web. Typing in ” how much a pound is worth ” on the main search engines, in fact, you will be able to get hundreds of different results that can meet your knowledge needs.

Also remember that it is possible to obtain identical satisfaction even on the move. In addition to using search engines with your mobile browser, you will know how much a pound is worth through one of the many apps dedicated to Forex lovers and all those who want to control currency exchange rates. At touch you will therefore be able to guarantee full knowledge of what is happening with the foreign exchange market, also obtaining a transparency of conditions when you are going to trade your pounds with a currency exchange or with a credit institution.

By the way, if you are wondering today how much a pound is worth, know that at the time of writing (October 14, 2015) a British pound is worth 1.3489 euros.

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Are Payday Loans dangerous? http://www.latinosbehindthelens.com/are-payday-loans-dangerous/ http://www.latinosbehindthelens.com/are-payday-loans-dangerous/#respond Fri, 19 Apr 2019 17:05:53 +0000 http://www.latinosbehindthelens.com/are-payday-loans-dangerous/ Continue Reading "Are Payday Loans dangerous?"

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This is no longer a new kind of financial business, many people still have some doubts. In world practice, as in many other areas, payday loans occupy a specific niche, have accurate, legally approved and supported by the population characteristics. Therefore, the question in foreign developed countries are dangerous whether payday loans no one there. In our country, they are just beginning to gain momentum, and more and more people are turning to this service. But it will not be enough time until absolutely all Russians trust this type of lending. To speed up this time you need to dispel some fears of the Payday Loan.

So, as the financial literacy of the population in our country grows stronger every day, then the level of information on loans and credit institutions is also growing. Today, potential borrowers can appreciate a particular service, as well as the company that provides it. Therefore, in this article we will highlight the most common questions that people most often ask.

 

Personal data security

Everyone is likely to know the main feature of payday loans – quick receipt of funds. This is achieved, as a rule, due to the fact that the client fills in his personal data in the form on the company’s website. Having received as much information as possible from the borrower, the Payday Loan is able to quickly evaluate the candidate and make a decision. But not everyone is ready to enter the data of their bank card, passport and other documents on the Internet.

Personal data security on banks

It is important to distinguish the company’s website and the Internet as a whole. If you sent your passport and phone number on the organization’s website, only employees of that organization will see them. Therefore, if you trust a company whose service you are going to use, then there is no danger. It remains only to determine this very trust in the company. Each credit organization, whether it be a bank, a Payday Loan or another, should be under the supervision of the FMG Bank. Therefore, the first thing to do if you are going to take a payday loan is to check the organization in the official register of Payday Loans, which is publicly available on the FMG Bank website. To do this, find out the official name of the organization, in parallel with the documents that confirm the activities of the company, as a lender. For example, the list of documents of the company Money to the House can be seen on the page “About the Company”.

 

Require money that did not receive

When a person is interested in the question of whether “payday loans are dangerous,” he, most often, will want to read reviews and get acquainted with the real situations that experienced borrowers describe. One of the rather rare, but at the same time, disturbing problems that can be found on the Internet – Payday Loans need to return the money, plus interest for a loan that has never been issued.

If suddenly, you get into a similar situation – do not despair, in most cases, this is a technical issue. First of all, you need to contact the microfinance organization to clarify the situation. If you really did not accept money from the company and did not sign the contract, most likely, the problem will be solved even without your presence at the company office. If the conversation is about transferring funds to your bank card, then any cardholder can easily prove that he did not receive money by ordering a bank statement. Therefore, one should not consider such situations as a type of fraud and even more so, one should not run to a company with a prepared amount of money.

 

Payday Loan requests property or documents as collateral

Every citizen of our country should know that your personal documents are not entitled to be kept by any commercial organization. You can never agree to leave a pledge or passport as a pledge while you use this or that service. Moreover, you should not take a passport from a little familiar person for storage. If he submits a statement to the police that you took the document from him, it will be very difficult for you to prove that it was a mutual act. Therefore, the requirement or request to leave in the pledge the original documents for a payday loan is a violation of the law.

Payday Loan requests property or documents as collateral

As for the property on bail – here is a slightly different picture. If you want to take a loan for 100 thousand rubles. and more likely, you need to prepare for a similar request from an Payday Loan. Of course, such conditions should be specified in the relevant documents and spelled out in the contract. Your property will be assessed and the conditions under which you can use the service will depend on this assessment. There are special organizations on the market that specialize in secured loans, on their website and in the office, most likely, all the necessary information will be listed.

 

Are payday loans or their “huge interest rates” dangerous?

If you compare the rates on payday loans with the rates that banks offer, the first thing people pay attention to is numbers at times, or even ten times more. But it is important not to forget about the main difference between a bank loan and a loan in an Payday Loan. On the websites of micro-credit companies you will almost always see the rate “per day”, and not “per year”. This is done not so much in order not to frighten customers ahead of time, but to make it easier to calculate how much you will eventually have to pay for the service.

A payday loan, for the most part, is issued for a short time and in a smaller amount than a loan. Most often – it is 5.000 – 15.000 rubles for two – four weeks. So, if a borrower borrowed 7.000 rubles for two weeks at a rate of 2% per day, then he will need to return 8960 rubles.

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