New Apartments Bought For A Loan Is Underway

For several years now there has been growing interest in new apartments purchased for loans. This is in a sense a phenomenon and an unprecedented situation, especially since real estate prices in some cities have increased by 10% year on year. Nevertheless, the interest of buyers is not falling.

 

Trends in housing prices

sold house

Homes are getting more expensive, but in the last dozen or so months it has become very visible. There are such cities, where in comparison year-on-year, the prices on average increased by 10%, and the record-makers raised prices by almost one-fifth. This is mainly due to rising land prices, and therefore one should not count on a slowdown in the trend. It is true that some economists warn that such a rise in prices is not justified, but at the same time they admit that with such a high demand, certainly this trend will not reverse.

 

Trends in housing loans

Trends in housing loans

Analysts look a little differently at the bank. These, of course, are also aware of the increase in housing prices, but, unlike developers, they do not look at the future through pink glasses and credit applications on the verge of profitability tend to be rejected. For now, however, you can not talk about any avalanches, but the prices of mortgages are falling. This apparent contradiction can be explained by changes in the regulations from a few years ago. Now there is no chance of credit for those who have not accumulated at least 10-15, and sometimes 25% of their own contribution. Thus, the risk is lower for the bank, therefore, in order to maintain credit liquidity, the margin decreases. Another thing is that this situation is unhealthy for everyone in the long run, but for now it is as it is.

 

A bit of panic and false hopes

Developers are largely responsible for the whole situation. These encourage you to buy new apartments for rent. And even pale that an ordinary apartment in a new block of flats is almost always called an apartment, although nothing is connected with it outside of the price. Buyers are more tempted by 7% profit annually. In this calculation, however, no one takes into account the cost of credit, which ultimately significantly reduces the attractiveness of the project. It is false hopes that stimulate interest in this form of investment.

Panic is mainly about people who are looking for apartments for themselves. Developers are happy to report “last homes and flats” and often write that the place ends. In fact, only dear land ends, and cheap land is still unused, but information prospectuses are silent. For the past few years, being scandalized by the ever-closer end of the golden age of construction, investors are buying more apartments, not often looking at prices in other locations.

house loan

It would be appropriate to add a word of warning at the end. The fact that loans are cheap today does not mean that they will always be like that. Because they have a variable interest rate, and we are probably ending a non-inflationary period, it should be assumed that the loan will go up, and the flat will lose value – the oversupply is quite significant and the latter last often stand empty for several years. Therefore, do not act nervously, but rather more cautiously than usual.

 

Credit information for people who intend to buy their first apartment.

EasyMoney cooperates with many banks and loan brokers in order to provide our clients with comprehensive services in the field of assistance in obtaining the best mortgage loan to finance the purchase of new apartments. We provide completely free and comprehensive assistance related to the formalities accompanying the conclusion of mortgage loan agreements. We provide support independently, objectively, adjusting the conditions to the individual situation of the client and his needs.

 

EasyMoney provides free help in the process of getting a mortgage loan:

  • We have special offers of banks with whom we cooperate in granting loans.
  • We have mortgage offers without commissions and additional fees.
  • Attractive promotional offers for housing loans with individually negotiated price terms.

By choosing a mortgage from our offer, you can use a program that provides support to specialized experts throughout the loan granting procedure, which will help prepare a set of documents required by banks for the purchase of a selected flat / commercial premises.

A cheap mortgage for a dream apartment is a good financing. For more information on the current mortgage offer, please visit the their website / housing loans.

Cash loan. EO Bank Loan And Loan

EO Bank cash loan even in one day up to PLN 120,000 with minimum formalities, and a EO Bank internet loan up to PLN 20,000 on maximum simplified procedures, without the requirement to provide income documents and up to PLN 50,000 upon submission of an account statement. Are you looking for a loan over the Internet up to PLN 20,000? Do you need a cheap but very good cash loan of up to PLN 120,000? We have a proposal for you! A cash loan “Rent” or a loan via the Internet EO Bank is an offer that will make you dream about holiday travels, renovation of a flat and a well-equipped new kitchen. If you want to have a new receiver, home cinema system, turntable, car or any other valuable thing, take a promotional cash loan “Rent”. Taking a EO Bank loan online, you can radically change the interior of the apartment and experience luxury. Buy an engagement ring, propose, get married and arrange a wedding for EO Bank money.

Thanks to the offer prepared by EO Bank, you can count on a quick cash loan with a much lower interest rate than before. So if you are planning a vacation, a vacation, an apartment renovation or waiting for you to buy new furniture or a gift for the First Holy Communion, it is worth applying for a cash loan at EO Bank. There is no simpler way to quickly rebuild your home budget than a EO Bank loan (EO Bank Internet loan). Currently, banks are more accommodating to clients and do not require as many formalities as last year.

 

Loans based on PIT-11 or PIT-40 in EO Bank

Loans based on PIT-11 or PIT-40 in EO Bank

In EO Bank, you can get a cash loan based on the PIT-11 or PIT-40 form issued by the employer. This is a significant simplification in the process of applying for a loan. The bank does not require any other documents confirming the amount of earnings. On the basis of PIT-11 or PIT-40, you can get both a cash loan and a consolidation loan, as well as repair and automotive loan.

The “PIT Loan” offer can be used by persons employed on the basis of an employment contract for an indefinite period or in the form of a managerial contract. The supplied PIT-11 or PIT-40 must include a minimum of the last 3 months of 2018. All credit parameters offered as part of this offer are standard. The loan up to PLN 120,000 is granted for a period of up to 108 months. Similarly to last year, it is enough to apply for a EO Bank cash loan, make an appointment by phone and bring to the EO Bank branch the last PIT-11 or PIT-40 form issued by the employer for 2018.

 

The EO Bank cash loan is a lot of fun to you

The EO Bank cash loan is a lot of fun to you

  • The loan amount up to PLN 120,000,
  • Without unnecessary formalities,
  • Quick credit decision,
  • The loan period is up to 108 months,
  • Convenience – one lower installment and one payment period,
  • Attractive interest rate,
  • The minimum number of documents required,
  • The possibility of beneficial life insurance and job loss.

 

Cash loan without income statements in EO Bank

Cash loan without income statements in EO Bank

Cash loan without Internet income claims in EO Bank from PLN 500 to PLN 20,000 with transfer to the account even in 15 minutes. Currently, EO Bank grants loans online without certificates from PLN 500 to PLN 20,000, and the initial credit decision is issued even in 15 minutes. If you need extra cash, take a quick EO Bank online loan – quickly, conveniently, simply, professionally and always on attractive terms. There is a PROMOTION in EO Bank !! Up to PLN 4,000 online loans with an interest rate of 0% up to 36 months and a EUR 500 cash loan in the promotion of a PLN 500 bonus for anyone who will take a cash loan in EO Bank from 15,000. PLN to 120 thousand zł. Order a super extra cash injection via the Internet at EO Bank.

 

Cash loan with an attractive EO Bank interest rate

A cash loan with an attractive interest rate of up to PLN 120,000, on preferential terms “Rent” in EO Bank, you can take up to PLN 10,000 for any purpose, and repay the loan to 84 installments. If you suddenly need extra cash, take a EO Bank cash loan! The bank will quickly and professionally grant you credit on attractive terms. The promotion consists in reducing the total cost of the loan by half as compared to the standard offer of “Rent”.

 

A consolidation loan up to PLN 150,000 in EO Bank

A consolidation loan up to PLN 150,000 in EO Bank

EO Bank consolidation loan – convert several installments into one low one! Diagnosis: up to 150,000 PLN of consolidation loans, additional cash for you without increasing the amount of installments. Initial verification of the Customer’s creditworthiness provided by a EO Bank Call Center employee based on data provided by the Customer during a telephone conversation, which will take place immediately after filling out and sending the EO Bank consolidation loan application.

For the saints and those a bit less – a surprisingly good cash loan  for any purpose in EO Bank. Cash loan you want! EO Bank loan calculator will appear after clicking the “submit application” button. Up to PLN 120,000 for any purpose with a guarantee of a fixed interest rate. Check EO Bank loan interest rate, EO Bank credit as proof, EO Bank loan loan, EO Bank credit requirements, EO Bank credit feedback – positive feedback from EO Bank clients Clym Yeobright, who took a EO Bank cash loan. Cash for you in EO Bank – Cash up to PLN 120,000 and PLN 0 commission for early repayment. Fast credit decision! A simple EO Bank loan application.

A Quick Alternative To A Bank Loan

A quick cash injection from time to time is needed for everyone. In such a situation, you can not always count on a bank – granting a loan is conditional on meeting many requirements, besides, the procedures in banks are time-consuming. Fortunately, there are alternative solutions in the form of express non-bank loans.

Quick non-bank loans with low amounts – usually up to PLN 2,000 PLN – are referred to as payday loans. Among their characteristic features, mention should be made of the short repayment period – on average, from 2 weeks to a month, availability on the spot and maximum simplified formalities. Most often, such loans are granted on presentation of an identity card. No income or security certificates are required. A momentary is a short-term commitment and serves to meet current needs. Its name, moreover, suggests that it is money “borrowed for a moment”.

 

Non-bank loans online

Non-bank loans online

 

Another fast way to raise cash on the non-bank financial services market is an online loan. The option to take advantage of this option offers the majority of loan companies present on the Polish market. The advantage of this solution is the settlement of formalities by electronic means. Complete the special application posted on the loan company website. The decision is made within a dozen or so minutes – if it is positive, the money is immediately transferred to the customer’s account. Individuals who use online loans for the first time should have scanned documents confirming their identity.

 

Loans for text messages

Loans for text messages

Another loan for loans is an express alternative to bank loans. These types of financial products can also be found in the assortment of the majority of loan companies. It should be noted, however, that this is a service available to those customers who have already borrowed in a given company. The company therefore has their data, and also knows whether they are reliable in performing contracts. To receive a loan for text messages, you must send an SMS to the appropriate number with information about the amount and the repayment date.